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Checking your eligibility couldn't be simpler...

  • Credit score protected (no negative impact)
  • Personalised quote (based on your actual circumstances)
  • No obligation (take time to consider your options)
  • Same day funds
  • Over 20 leading lenders
  • No impact on credit score
  • 9/10 customers approved for a loan
  • 1 Your Loan
  • 2 Income
  • 3 About You
  • 4 Address
Loan
Income
About
Address

Money Expert has partnered with Freedom Finance, a leading UK lending platform, to provide you with a smart and simple way to search for a loan tailored to your needs. To check your eligibility with no impact on your credit score, simply complete the short application form below.

✓ No impact on credit score
✓ Get a decision in minutes
✓ No obligation quote
✓ No impact on credit score
✓ Same day funds
✓ Wide panel of lenders

Your Loan Edit

We need to ask you some questions so that
we can find a loan that's right for you. We need to ask you some questions to see
if you're eligible for a loan

You need to select an option from the list above

It is really important to choose the correct loan purpose, this can affect your chance of getting approved.

Some lenders prefer to know what the loan is for before approving things.

Lenders prefer to know what the loan is for before approving things.

Learn more

£

You can apply for an amount between
{{loanMin | currency : '£' : 0}} and {{loanMax | currency : '£' : 0}}.

You need to select how much would you like to borrow

You can apply for up to {{loanMax | currency : '£' : 0}}

The smallest amount we offer currently is {{loanMin | currency : '£' : 0}}

This needs to be a multiple of £100

This is total amount of the loan. The APR is dependent on the amount borrowed. Don't worry, you can change this amount once you get to the results page.

This needs to be a multiple of £100.

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Please tell us the amount of time you want to pay back your loan over

This is how long you want to pay back your loan. For approval online, the minimum loan term is 1 year. You can make changes to the loan term after you see your results.

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Your Income ok Edit

What is your employment status?

Your employment status is important for lenders to know prior to approving an online loan application.

If you have multiple jobs, select what you consider to be your main source of income.

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Please start typing your employment industry and select the most relevant option.

If you can't find a match, select the most relevant option available.

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Please supply your employer or company name

Employer or company name must have at least 2 characters

Employer or company name must be less than 40 characters

Don’t worry we will never contact your employer. We use this to help verify the source of your income.

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How long have you been in your current position?

Years or Months must be at least 1

£

How much do you earn per year?

Please check your annual income

Please enter your annual income to the nearest pound

We need your gross salary – your annual
income before tax.

We need your annual income.

This is how much you earn each year before any deductions. Usually, it will be the amount stated on your contract. This is how much you earn each year before any tax or other deductions. Usually, it will be the amount stated on your contract. We need to know if you will receive any income over the next 12 months. For example - Pension(s), Benefits, Tax Credits, Rent, Dividends or Money from Family. Any additional income entered may increase the chance of being accepted and receiving the very best offer. This is the total amount of income you have received into your bank account over the last 12 months.

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As you’ve selected unemployed, we need you to enter one or more types of income to proceed.

As you’ve selected retired, we need you to enter one or more types of income to proceed.

Are you sure?
Adding extra forms of income can boost your eligibility and help get you a better offer. This includes money from the government and overtime pay.

Do you have any other income?

Please add any other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

£

Monthly income must be less than 1,000,000,000

How much is your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income?

Please enter your {{additionalMonthlyIncomeCategory1.additionalIncomeName}} additional monthly income to the nearest pound

Monthly income must be at least 1

Select other income

This is any additional income separate from your basic salary you will receive over the next 12 months. For example – Bonus, Overtime, Child benefit, Tax credits, Pensions, Rent, Dividends, Secondary job. Any additional income entered may increase the chances of being accepted and receiving the very best offer.

We need to know if you will receive any income over the next 12 months. For example – Job Seeker’s Allowance, Child Benefit, Tax Credits, Rent, Dividends or Money from Family. Any additional income entered may increase the chances of being accepted and receiving the very best offer.

We need to know if you will receive any income over the next 12 months. For example – Pension(s), Benefits, Tax Credits, Rent, Dividends or Money from Family. Any additional income entered may increase the chances of being accepted and receiving the very best offer.

Tell us about any other income (separate from your basic salary) you expect to receive over the next 12 months. For example: bonus, child benefit, tax credits, pensions, rent, dividends or a second job. This may increase your chances of being accepted.

Learn more

How long have you been with your bank?

Years or Months must be at least 1

Declaration: If you are expecting your income to reduce in the coming months you must make us aware of this

About You ok Edit

You need to select an option from the list above

Enter your first name. Please don’t use any special characters or numbers.

We just need your first name. Please don’t enter an abbreviation or nickname.

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Enter your last name. Please don’t use any special characters or numbers.

Please check your spelling carefully. We use this to look up important information about your credit history.

Fill in with the format DD/MM/YYYY eg. 01/01/2001

Please check the day value

Please check the month value

Please check the year value

You need to select an option from the list above

Some lenders take this into account when looking at affordability.

Learn more

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

You need to enter the child's age

Child's age must be under 18

Child's age must be number

Your monthly disposable money is lower when you have financial dependents so we need to take this into account.

Your monthly disposable income is lower when you have financial dependents so we need to be aware of this.

Learn more

Please enter a valid email address in the format joebloggs@domain.com

We ask for your email address so we can contact you about your results if we need to. Lenders will also need your email if you decide to proceed with an offer.

Please check your spelling carefully. This is how we'll send you the loan documents if you're accepted.

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It’s important to use a valid phone number. We and our lenders will use these details should you proceed to the next steps. It's important to use a valid phone number. We will use this to get in touch if there are any issues with your loan.

Please enter a valid UK mobile number

We’ll contact you if we require any further information about your application. Lenders may also need to contact you if you proceed with an offer.

We’ll use this number if we require any further information to help with your application.

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Please enter a valid UK landline number if you have one

Address

You need to select an option from the list above

If you are a homeowner, there could be more options for you in regards to what type of loan you can get.

Learn more

You need to select an option from the list above

£

Please tell us how much you pay in rent or mortgage repayments

Please tell us how much you pay in rent or mortgage repayments

Please tell us how much you pay in rent or mortgage repayments

Please make sure you only enter whole pounds

This is the amount you personally pay towards the cost of the rent or mortgage, not the total cost. We need to know this so that we can get a better idea of your outgoings each month.

If more than one person contributes, please tell us just your share.

Learn more

Start typing your address or enter it manually below.

We can't find your address. Please try again or enter it manually below.

Enter address manually

Please check your building number.

Please check your street name.

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{{addressHouseNumberPACA}} {{addressStreetPACA}}
{{addressLocalityPACA}}
{{addressPostTownPACA}}
{{addressCountyPACA | uppercase}}
{{addressPostcodePACA | uppercase}}

We ask for your address so we can look up your credit report. This lets us tailor your results to your personal circumstances.

We ask for your address so we can look up important information about your credit history.

Learn more

You need to select an option from the list above

If you've moved in the last three years, we may need your previous address to find your credit file. This way we can ensure the results are unique to you.

If you've moved in the last three years, we will need your previous address to find your credit file and properly assess your application.

Learn more

You need to select an option from the list above

The address entered appears to be the same as your previous address, please correct or remove this address

Start typing your address or enter it manually below.

The address entered appears to be the same as your previous address, please correct or remove this address

We can't find your address. Please try again or enter it manually below.

Enter address manually

Please check your building number.

Please check your street name.

{{addressFlatPAPA1}} {{addressHouseNamePAPA1}}
{{addressHouseNumberPAPA1}} {{addressStreetPAPA1}}
{{addressLocalityPAPA1}}
{{addressPostTownPAPA1}}
{{addressCountyPAPA1 | uppercase}}
{{addressPostcodePAPA1 | uppercase}}

We need your current address so we can match this to your credit file, and find your credit information. This ensures the results shown are unique to you.

Learn more

You need to select an option from the list above

The address entered appears to be the same as your previous address, please correct or remove this address

Start typing your address or enter it manually below.

The address entered appears to be the same as your previous address, please correct or remove this address

We can't find your address. Please try again or enter it manually below.

Enter address manually

Please check your building number.

Please check your street name.

{{addressFlatPAPA2}} {{addressHouseNamePAPA2}}
{{addressHouseNumberPAPA2}} {{addressStreetPAPA2}}
{{addressLocalityPAPA2}}
{{addressPostTownPAPA2}}
{{addressCountyPAPA2 | uppercase}}
{{addressPostcodePAPA2 | uppercase}}

We need your current address so we can match this to your credit file, and find your credit information. This ensures the results shown are unique to you.

Learn more

You need to select an option from the list above

Bank Details

We need these so we know where to deposit your loan. This account must belong to you.

Please let us know the name on this bank account

Please supply your bank account number

Please supply your bank account number, this should be an 8 digit number

It's important you give us correct account details and this account belongs to you.

Learn more

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Please supply your bank account sort code

Please supply your bank account sort code, this should be a 6 digit number

Marketing Preferences

We’d love to keep in touch with offers and the latest information about financial services products offered by Freedom Finance.

You can ask us to stop at any time.

We’d love to keep in touch with offers and the latest information about financial services products offered by Freedom Finance, Asda Financial Services, Asda Stores Limited which we think may be of interest to you.

You can ask us to stop at any time.

We’d love to get in touch with you about new products and special offers, including our award-winning insurance products. We won’t share your data with other companies for marketing purposes and you can opt out at any time.

We may still contact you with important service messages and information regarding your application. You can find out about your privacy rights and choices and how we use your information in our Privacy Policy.

We may still contact you with important service messages and information regarding your loan application.

You need to tick this box to continue

Shop Direct Finance Company Limited act as a credit broker for this product. Freedom Finance are also a broker, and not a lender.

Don't worry - this won't affect your credit score

Nearly there!

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We’re using the information you gave us to search our wide range of lenders to get you their best offers…

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